Microsoft word - fx-3969-120307 over-the-counter eligible expense listing.doc

Over-the-Counter (OTC) Drug Listing

Type of OTC Drug
Benadryl, Sudafed, Claritin, Alavert, Chlora Trimaton Tums, Gas-X, Maalox, Mylanta, Pepcid AC, Prilosec OTC Monistat 3, 7, Femstat 3, Gyne-Lotrimin, Vagistat-1 Benadryl, Sudafed, Actifed, Contac, Tylenol Cold, Nyquil, Pepto-Bismol, Immodium AD, Ex-Lax, Correctol Bactine, Cortaid, Lanacort, Benadryl Cream, Caladryl, Mucinex, Robitussin, Vicks 44, Chloraseptic Tylenol Cold and Flu, Advil Cold and Sinus, Tavist-D, Thera-Flu, Alka Seltzer Cold and Flu, Sudafed, Nyquil, Band-Aids, Bandage Tape, Gauze, Neosporin, Topical Antibiotics, Rubbing Alcohol, Thermometers, Medical Gloves Tylenol, Aleve, Advil, Excedrin, Bayer, Ecotrin, Children’s Internal Analgesic/antipyretic (pain relief) Motrin, St. Joseph’s Children’s Aspirin Glucose Tester, Diabetic Supplies, Pregnancy Testing Excedrin Migraine, Advil Migraine, Motrin Migraine Compound W, Dr. Scholl’s Clear Away, Wartner Dual Purpose OTC Drugs: The following items require a note from a health-care provider listing
the diagnosis and medical purpose for the item.
Anti-baldness/hair loss/hair replacement such as Rogaine, but only if to replace hair loss due to a
medical condition (i.e. cancel treatment) and not for balding due to age.
Fiber supplements such as Metamucil and Benefiber. Glucosamine/chondtroitan for arthritis or other medical conditions (not reimbursable if taken for overall joint health). Medicated shampoo to treat a specific medical condition such as psoriasis. Only the amount in excess of the cost of normal shampoo will be reimbursed. Dental fluoride treatments or mouthwashes for the treatment of gingivitis or other oral medical conditions. Herbal supplements use to treat a specific disease such as St. John’s Wort for depression. Nose strips such as Breathe Right strips for proper breathing or other medical conditions. Retin-Ad and other acne medications (not reimbursable if used for cosmetic purposes such as wrinkle reduction.) Snoring cessation aids and medications such as Breathe Right Spray, Snorezz. Sunscreen and sunblock as required for a medical condition. Weight loss/dietary supplements if for a specific medical condition such as obesity. Vitamins are generally not an eligible expense under the Plan unless they have been prescribed by a doctor to treat, rather than prevent, a medical condition you already have (i.e. anemia, osteoporosis).
How Do I Determine What Is Eligible?
The above listed name-brand medications are examples of types of medications that are eligible for
reimbursement. If you are unsure of the eligibility of an over-the-counter (OTC) medication ask yourself
the following question, “Is what I’m purchasing being used to treat a medical condition?” If the answer to
that question is Yes the item is eligible. “Treat” is the key word in that sentence. If the answer to the
question is rather, “No… I’m purchasing this item to prevent a medical condition”, then the item is
Examples of items that are used to prevent a medical condition are: vitamins, herbal supplements, fiber
supplements, skin lotions and creams, shampoo, soap, lip balms, toothpaste, mouthwash, etc.
If you have additional questions concerning the eligibility of an over-the-counter item, please contact us
at or 1-800-422-4661.
2302 International Lane, Madison, WI 53704 1-800-422-4661 y y


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Principal Life Over-The-Counter (OTC) Des Moines, IA 50392-0002 Insurance Company Drug List Guideline Flexible Spending Account The IRS defines eligible Over-The-Counter Drugs as pain relievers, antacids, cold remedies and allergy medications. In an effort to help define each of the categories we have established a list of examples. (This is not an all-inclusive list.) Th

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